摘要随着中国人口老龄化的快速发展，养老保险基金受到了人们的广泛关注。跟发达国家相比，我国养老保险基金的监管相对较晚，缺乏经验，理论研究也比较薄弱。目前，存在监管不力，监督手段不完善，监督机制不完善等问题。全文共分为五个部分。首先分析了养老保险基金监管的问题和原因，国际上养老保险基金监管的经验为养老基金吉林省监管工作提出了切实可行的建议。一是对吉林省养老保险基金监管的有效性，提出吉林省养老金监管的实际问题。二是针对监管存在的问题，分析了吉林省养老保险基金监管现状及存在的问题，并对相关问题提出了实质性的对策。在现有的国内外养老保险基金监管经验和制度的基础上，根据我国的基本国情提出适合当前实际情况的吉林省养老保险监管体系构建建议。为了实现吉林省养老金的有效监管，提出了相应的对策。关键词：吉林省；养老保险基金；基金监管；监管制度AbstractWiththerapiddevelopmentofChina’sagingpopulation,pensioninsurancefundshavereceivedwidespreadattention.Comparedwithdevelopedcountries,thesupervisionofChina'sold-ageinsurancefundsisrelativelylate,lacksexperience,andtheoreticalresearchisrelativelyweak.Atpresent,thereareproblemssuchasinadequatesupervision,imperfectsupervisionmethods,andimperfectsupervisionmechanisms.Thefulltextisdividedintofiveparts.Firstofall,itanalyzestheproblemsandcausesofpensioninsurancefundsupervision.TheexperienceofinternationalpensionfundsupervisionprovidespracticaladviceforthesupervisionofpensionfundJilinProvince.First,theeffectivenessofJilinprovincialpensionfundsupervisionhasraisedthepracticalproblemsofJilinprovincialpensionsupervision.Thesecondistoanalyzetheexistingproblemsofsupervision,analyzethecurrentsituationandexistingproblemsofpensionfundsupervisioninJilinprovince,andputforwardthesubstantivecountermeasuresofrelevantproblems.Basedonthecurrentdomesticandforeignpensioninsurancefundsupervisionexperienceandsystem,accordingtoChina'sbasicnationalconditions,itputsforwardsuggestionsfortheconstructionofanendowmentinsurancesupervisionsysteminJilinProvincethatissuitableforthecurrentactualsituation.InordertoachieveeffectivesupervisionofpensionsinJilinProvince,correspondingcountermeasuresareproposed.Keywords:Jilin;Pensionfund;Fundsupervision;supervisorysystem目录第1章绪论11.1课题背景及研究的目的和意义11.2我国与国外研究动态11.2.1国外的研究动态11.2.2我国的研究动态21.3研究的内容31.4研究的方法39903.2吉林省养老保险基金监管中存在的问题103.2.1养老保险的筹资规模受到限制113.2.2养老保险基金的给付管理制度不健全113.2.3养老保险覆盖率低,且退休金分配有失公平123.2.4监管法律法规制度不完善12第4章养老保险基金监管存在问题的原因1224.2缺乏统一规划，重复监管现象严重133第5章借鉴及完善对策135.1国际经验借鉴135.1.1国外养老保险基金监管1451665.2