PAGE江苏经贸职业技术学院毕业设计(论文)题目：对房地产融资状况分析——以广西万科房地产企业为例系(院)专业班级学号学生姓名指导教师职称指导教师职称2016年05月10日对房地产融资状况分析——以广西万科房地产企业为例摘要房地产行业是否顺利发展和国计民生有紧密的关系,其是促进经济发展的重要部分,在钢铁、建材、家电等多个行业发展中都具有重要的作用。在很多国家，房地产属于金融行业。我国在经历了三十年的经济探索时期之后得知，必须促进房地产行业的发展，才可以加快与之相关的金融行业的稳定发展，目前和房地产业融资相关的渠道并不多，至今融资依然主要倚靠银行，还没有建立多元化融资渠道的局面。资金是房地产企业的生命,尤其是房地产行业。目前，企业开发新项目依然靠从银行借款,所以银行承担着绝大部分房产商的经营风险,同时也不利于我国经济的发展。与此同时，国家又需要采取一些手段来操控房地产行业,于是房地产商想要融资变得更加困难了。本文汇总国内外文献的分析结论，从什么是融资模式、房地产融资渠道现实情况、问题等多个部分进行分析，进而寻找到处理现实问题的方式。关键词：多元化；融资渠道；房地产企业AnalysisonthefinancingsituationofRealEstate:acasestudyofVankeRealEstateEnterprisesinGuangxiAbstractTherealestateindustrydoeshaveagreatrelationshipwiththehealthydevelopmentofitasanimportantpart,beneficialtothepeople'slivelihood,nationaleconomyinironandsteel,buildingmaterials,householdappliancesandotherrelatedindustriescanrapidprogresshasplayedanextremelyimportantrole.Insomecountries,therealestatefinanceindustry.Chinesehasgonethrough30yearsintheeconomythetrialperiod,theonlyrealestatedevelopment,realestatefinancialmarketcandevelop,buttherealestatefinancingchannelshasbeenverysimple,yetstillmainlyrelyonbankfinancing,nottoestablishadiversifiedfinancingchannels.Thesituationoffundsistherealestatebusinesslife,especiallytherealestateindustry.Atpresent,enterprisesindevelopingnewprojectsstillrelyonborrowingfrombanks,sothebanksresponsibleforthevastmajorityofrealestatebusinessrisk,butalsonotconducivetoChina'seconomicdevelopment.Atthesametime,thecountryalsoneedstotakesomemeasurestocontroltherealestateindustry,andrealestatedeveloperswantfinancinghasbecomemoredifficult.Thispaperwillresearchresultstheliteratures,fromwhatisthestatusofrealestatefinancing,financingchannels,allaspectsoftheproblemareanalyzed,inordertofindasolutiontothecurrentsituation.Keywords：pluralistic;Thefinancingway;HYPERLINK"https://www.baidu.com/link?url=ekxX_PLG_PF4cfy5NTuuak7meXm3BqKH1R8LAG9V0evbWCQiI8ieqo4euhgxlLL0Z-nhrWD_ueV06GVWUVenLE8ETI6lqhn37x-OJtRJ6X_6EugkUiHdK5ouo-K1HysYGpJlil20Y78Yic-bSbxweq&w