互联网金融的城乡异质性及农村金融供给创新研究摘要：随着互联网逐渐深入我们的生活，互联网与其他专业领域的结合趋势也越来越明显，其中较为典型的是与金融专业的结合。互联网金融在推行的过程中，由于城乡差异问题，出现了互联网金融的城乡发展异质性问题。互联网金融的城乡异质性与农村金融供给有着密切的关系，农村金融的供给创新也就成为了减缓互联网金融城乡发展异质性的关键。因此，本文通过辨析“异质性”概念、阐述互联网金融的城乡异质性理论基础等，对互联网金融深入探究，并给出有效性的建议。关键词：互联网金融城乡异质性农村金融供给农村金融创新Researchontheurban-ruralheterogeneityofInternetfinanceandtheinnovationofruralfinancialsupplyAbstract:AstheInternetintoourlifegradually,thecombinationoftheInternetandotherprofessionaltrendisbecomingmoreandmoreobvious,someofthetypicaliscombinedwithfinancialprofessionalInternetfinancialintheprocessofimplement,becauseofthedifferencesbetweenurbanandruralareas,urbanandruraldevelopmentoftheInternetfinancialheterogeneityproblemsofInternetfinancialhascloserelationwiththeheterogeneitybetweenurbanandruralareasandruralfinancialsupply,thesupplyofruralfinancialinnovationbecameslowInternetfinancialheterogeneityofurbanandruraldevelopmentofthekey,therefore,inthisarticle,throughanalysisheterogeneityconceptThispaperexpoundsthetheoreticalbasisofurban-ruralheterogeneityofInternetfinance,probesintoInternetfinanceindepth,andputsforwardsomeSuggestions.Keywords:Internetfinancial；Urban-ruralheterogeneity；ruralfinancialsupply；ruralfinancialinnovation目录TOC\o"1-3"\h\z\uHYPERLINK\l"_Toc39349412"第一章绪论PAGEREF_Toc39349412\h1HYPERLINK\l"_Toc39349413"1.1研究背景和意义PAGEREF_Toc39349413\h1HYPERLINK\l"_Toc39349414"1.1.1研究背景分析PAGEREF_Toc39349414\h1HYPERLINK\l"_Toc39349415"1.1.2研究意义PAGEREF_Toc39349415\h1HYPERLINK\l"_Toc39349416"1.2国内外文献综述PAGEREF_Toc39349416\h2HYPERLINK\l"_Toc39349417"1.2.1国内综述PAGEREF_Toc39349417\h2HYPERLINK\l"_Toc39349418"1.2.2国外综述PAGEREF_Toc39349418\h2HYPERLINK\l"_Toc39349419"1.3课题研究方法和内容PAGEREF_Toc39349419\h3HYPERLINK\l"_Toc39349420"1.3.1研究方法PAGEREF_Toc39349420\h3HYPERLINK\l"_Toc39349421"1.3.2研究内容PAGEREF_Toc39349421\h3HYPERLINK\l"_Toc39349422"第二章互联网金融发展的城乡异质性PAGEREF_Toc39349422\h5HYPERLINK\l"_Toc39349423"2.1城乡互联网金融发展的比较分析PAGE