PAGE14THEDEVELOPMENTANDVALUEOFINVESTMENTBANK--TheinfluenceandchallengeofthefinancialcrisistotheinvestmentbanksNAME:蔡灏CLASS:英语（国际贸易）NO:0815020113TUTOR:贾晓云PAGEIIIAbstract:Withtheinfluenceofthewaveoffinancialcrisisin2008,thefinancialindustryisimpactedgreatly.Thestock,securityandfuturegoodsindustriesareaffectedseverelybythefinancialcrisis.Andtheinvestmentbankindustryencounteredtheunprecedenteddifficulties.Thetitleofthepaperisdiscussionaboutthedevelopmentandvalueoftheinvestmentbanks.Throughthestudyoftheprincipalbusiness,evolutionandtheoryoftheinvestmentbanks,andtheanalysisoftheadvantagesanddisadvantagesoftheinvestmentbanks,wefindtheproblemoftheinvestmentbanks.Thenwefindouttherightwaytodevelopthebusinessoftheinvestmentbank.Iftheinvestmentbankswanttominimizetheimpactoffinancialcrisis,theymustreformfromtheinsidetotheoutsideoftheinvestmentbanks.Webelievetheinvestmentbankswillhaveanewdevelopingspring.Keywords:investmentbankfinancialcrisisfinancialindustry摘要：在2008年金融危机浪潮的影响下，最受打击的应该就是金融业，股票、证券、期货等分支行业都受到了不小的打击，同时投资银行业同样遇到了空前的困难。本文将通过对投资银行的历史、现状、发展的研究，以及投资银行的主要业务、演变、理论的研究，分析其中的利与弊，剖析现如今投资银行所面临的问题，及其问题形成的主要原因，为投资银行所体现出的问题找到行而有效的解决办法。投资银行如果想要金融危机的影响降到最小化就必须从根本上，从内向外的进行改革和转变。这样，投资银行将迎来一个发展的新春天。关键词：投资银行金融危机金融业ContentTOC\o"1-3"\h\z\uHYPERLINK\l"_Toc323075722"1.TheintroductionofinvestmentbanksPAGEREF_Toc323075722\h1HYPERLINK\l"_Toc323075723"1.1MeaningPAGEREF_Toc323075723\h1HYPERLINK\l"_Toc323075724"1.2MainbusinessPAGEREF_Toc323075724\h2HYPERLINK\l"_Toc323075725"1.3DevelopmentprocessPAGEREF_Toc323075725\h3HYPERLINK\l"_Toc323075726"1.3.1OpenupnewbusinessPAGEREF_Toc323075726\h3HYPERLINK\l"_Toc323075727"1.3.2DevelopmentprocessPAGEREF_Toc323075727\h3HYPERLINK\l"_Toc323075728"1.3.3DevelopmentmodesPAGEREF_Toc323075728\h4HYPERLINK\l"_Toc323075729"2.Thefinancialcrisisin2008andthedevelopmentofinvestmentbanksPAGEREF_Toc323075729\h5HYPERLINK\l"_