北京地区小微企业融资现状统计分析——以中关村E世界为例摘要：小微企业是我国国民经济的重要组成部分，发展小微企业对于完善我国市场经济体制，实现整个社会的现代化，为国有大中型企业改革创造良好的外部环境，发挥着不可替代的作用。北京小微企业资金要素在促进小微企业发展过程中发挥着重要作用，因此，本文以中关村E世界为例，对其小微型企业发放问卷进行调查研究，探讨了现阶段北京地区小微型企业发展政策支持的现状和存在的问题，并提出了如何促进小微型企业的融资发展的进行和对于完善，改进小微型企业内部的资金结构的对策，为政府及相关金融机构今后制定更加合理的小微型企业融资政策支持提供了理论指导和参考依据。关键词：小微企业；融资；北京地区；对策StatisticalanalysisonfinancingsituationofsmallandmicroenterprisesinBeijing--TakingtheEworldofZhongguancunasanexampleAbstract:Smallandmicrobusinessesisanimportantpartofournationaleconomy,thedevelopmentofSmallandmicrobusinessestoperfectthemarketeconomicsystemofourcountry,realizethemodernizationofthewholesociety,andcreateafavorableexternalenvironmentforthereformofstate-ownedlargeandmedium-sizedenterprises,playsanirreplaceablerole.BeijingSmallandmicrobusinessesofcapitalinthepromotionofSmallandmicrobusinessesdevelopmentprocessplaysanimportantrole,therefore,thispapertakesZhongguancunEworldasanexample,thesmallmicroenterprisequestionnaireresearch,discussesthepresentsituationofthedevelopmentofsmallmicroenterprisepolicyatthisstageinBeijingareasupportandexistingproblems,andputsforwardhowtopromotesmallmicroenterprisefinancingdevelopmentandimprovementmeasuresforimprovingtheinternalstructureoffunds,smallmicroenterprises,forthegovernmentandrelevantfinancialinstitutionsforsmallandmicroenterprisesfinancingpolicymorereasonablesupportprovidestheoreticalguidanceandreference.Keywords:smallandmicroenterprises;financing;Beijingarea;Countermeasures目录TOC\o"1-3"\h\uHYPERLINK\l"_Toc12172"1.引言PAGEREF_Toc121721HYPERLINK\l"_Toc20025"研究背景PAGEREF_Toc200251HYPERLINK\l"_Toc6805"研究目的及意义PAGEREF_Toc68051HYPERLINK\l"_Toc29517"PAGEREF_Toc295171HYPERLINK\l"_Toc19180"PAGEREF_Toc191802HYPERLINK\l"_Toc3366"研究内容PAGEREF_Toc33662HYPERLINK\l"_Toc24552"研究方法PAGEREF_Toc245522HYPERLINK\l"_Toc32066"2.小微企业融资基本理论概述PAGEREF_Toc320663HYPERLINK\l"_Toc32387"小微企业的概念和特征PAGEREF_Toc323873HYPERLINK\l"_Toc24646"小微企业的概念PAGEREF_Toc246