PAGE我国科技型中小企业融资现状、问题及对策分析摘要：伴随着经济的发展，当前中国的经济全球化趋势一直在不断加深，我国当前最主要的任务是要调整产业结构，深化经济体制改革，转变经济增长方式。而科技型企业在这中间充当着我国转型升级的一把好手。但是，科技型企业，特别是初创期的科技型企业普遍存在融资难的问题，这也在很大层面上阻碍了企业的发展。因此，只有解决了企业的融资困境、确保满足企业的资金需求，科技型中小企业才能实现健康良好的可持续发展。本课题希望通过分析我国科技型中小企业在融资方面所存在的问题，通过完善企业融资相关法律体系，健全金融机构信贷法律法规等对策，解决我国科技型中小企业的融资困境，帮助其突破融资的难题关口，促进企业健康快速成长，为科技型中小企业的可持续发展提供参考意义。关键词：科技型中小企业，资金需求，融资困境Analysisonthestatusquo,problemsandcountermeasuresofChina'stechnology-basedSMEfinancingAbstract：Withthedevelopmentoftheeconomy,thecurrenttrendofChina'seconomicglobalizationhasbeendeepening.Themaintaskofourcountryistoadjusttheindustrialstructure,deepenthereformoftheeconomicsystem,andchangethemodeofeconomicgrowth.Amongthem,technologicalenterprisesarethemaindrivingforceforChina'stransformationandupgrading.However,scienceandtechnologyenterprises,especiallythoseintheinitialstage,generallyhavedifficultiesinfinancing,whichisalsoanimportantaspectthathinderstheirdevelopment.Therefore,solvingthefinancingdilemmaofenterprisesandensuringthatthecapitalneedsofenterprisesaremetisanimportantissuefacedbytechnologicalSMEsinimprovingtheirresearchanddevelopmentcapabilitiesandachievingrapiddevelopment.ThistopichopestosolvethefinancingdilemmaofChina'stechnology-basedSMEsandhelpthembreakthroughthefinancingbottlenecksbyanalyzingtheproblemsexistinginthefinancingofChina'stechnology-basedSMEs,improvingthelegalsystemrelatedtocorporatefinancing,andimprovingthecreditlawsandregulationsoffinancialinstitutions.,Promotethehealthyandrapidgrowthofenterprises,andprovidereferencesignificanceforthesustainabledevelopmentoftechnologicalSMEs.Keywords：Technology-basedSMEs,capitalneeds,financingdifficulties目录TOC\o"1-3"\h\z\uHYPERLINK\l"_Toc38566333"第1章绪论PAGEREF_Toc38566333\h2HYPERLINK\l"_Toc38566334"1.1选题背景PAGEREF_Toc38566334\h2HYPERLINK\l"_Toc38566335"1.2研究意义PAGEREF_Toc38566335\h2HYPERLINK\l"_Toc38566336"1.3文献综述PAGEREF_Toc38566336\h2HYPERLINK\l"_Toc38566337"1.3.1国外研究PAGER