浅谈投资理财策略及技巧（常用版）(可以直接使用，可编辑完整版资料，欢迎下载）编号郑州师范学院毕业论文（设计）论文题目浅谈投资理财策略及技巧系（部）数学系专业投资与理财班级二班学号083203042027学生姓名王蓓指导教师兰社云职称副教授2021年4月25日目录摘要···························································（2）理财概述·······················································（3）1.个人理财策略及技巧··········································（4）1.1个人及家庭理财概论·······································（4）1.2个人及家庭理财生命周期理论·······························（4）2．企业理财策略及技巧··········································（7）2.1企业理财概述·············································（7）2.2企业理财现状·············································（7）2.3企业理财策略··············································（8）3．投资理财风险及控制··········································（10）3.1个人及家庭理财风险········································（10）3.2个人及家庭理财风险与控制··································（10）3.3企业理财风险及控制········································（11）4.投资理财工具介绍··············································（13）4.1银行存款····················································（13）4.2债券·························································（14）4.3股票·························································（14）4.4投资基金·····················································（15）4.5房地产······················································（16）4.6养老保险·····················································（16）致谢···························································（17）参考文献·······················································（18）摘要在21世纪的今天，中国经济的迅猛发展给人们的生活水平带来了飞跃性的提高，人们手中的闲余资金也渐渐增多。随着食品价格和房价的持续上涨，我国CPI指数的持续上升，经济生活出现了严重的通货膨胀。因此，投资理财也成为当代人们重中之重的的课题。理财就是管理好自己的财务状况，通过合理地支配手中的财，来实现资产的保值与增值；理财就是用有限的投资去获取更大的收益，去实现其经济价值的最大化；理财就是让你手中的钱由小变大、由大变付、由富变豪；理财就是让你保持财务的平衡和风险的有效控制。本文从研究理财策略及技巧方面帮助人们选择理财工具，控制投资风险，从而提高的财富增值。关键词：个人及家庭理财企业理财理财工具控制风险策略及技巧理财概述理财，就是解决各种经济生活主体如何在当前与未来取得资源、分配资源和运用资源的问题。它包括对“钱财”到“筹集”、“运用”、“增值”三个方面，目地在于以最低的成本筹措资金、以最大的效益运用资金、取得最大的利润收益。“理财”一词，最早出现在90年代初期。此后随着我国股票债券市场的不断扩张、商业银行零售业务的日趋丰富和市民总体收入的