《老年财经素养学习指南》读书记录目录一、内容概览................................................31.老年财经素养学习的背景与意义..........................32.老年财经素养学习的原则与方法..........................5二、基本概念................................................61.财经素养的定义与内涵..................................72.财经知识体系..........................................83.财经案例分析..........................................9三、财务规划...............................................101.预算编制与执行.......................................122.紧急备用金与风险管理.................................133.保险规划与遗产规划...................................14四、投资理财...............................................151.股票投资.............................................16a.基本概念与操作.....................................17b.投资策略与风险管理.................................182.债券投资.............................................20a.基本概念与操作.....................................21b.投资策略与风险管理.................................223.基金投资.............................................24a.基本概念与操作.....................................24b.投资策略与风险管理.................................254.互联网金融产品投资...................................26a.基本概念与操作.....................................27b.投资策略与风险管理.................................28五、退休规划...............................................301.退休生活目标设定.....................................312.退休资金筹备.........................................323.退休后的生活方式规划.................................33六、税收筹划...............................................341.税收基础知识.........................................352.个人所得税筹划.......................................373.企业税收筹划.........................................37七、道德与法律.............................................391.诚信原则与金融伦理...................................392.金融监管与法律法规...................................403.反洗钱与反恐怖融资...................................42八、结语...................................................431.老年财经素养学习的重要性.............................442.持续学习与实践的建议.................................45一、