阿里信贷模式对商业银行的借鉴作用分析目录TOC\o"1-3"\h\z\uHYPERLINK\l"_Toc381053926"目录PAGEREF_Toc381053926\h1HYPERLINK\l"_Toc381053927"摘要PAGEREF_Toc381053927\h2HYPERLINK\l"_Toc381053928"AbstractPAGEREF_Toc381053928\h2HYPERLINK\l"_Toc381053929"引言PAGEREF_Toc381053929\h3HYPERLINK\l"_Toc381053930"1阿里信贷模式PAGEREF_Toc381053930\h4HYPERLINK\l"_Toc381053931"1.1阿里信贷产生的背景PAGEREF_Toc381053931\h4HYPERLINK\l"_Toc381053932"1.2阿里信贷模式与商业银行的关系PAGEREF_Toc381053932\h5HYPERLINK\l"_Toc381053933"1.3阿里信贷的特点PAGEREF_Toc381053933\h5HYPERLINK\l"_Toc381053934"1.4阿里信贷市场的规模PAGEREF_Toc381053934\h5HYPERLINK\l"_Toc381053935"1.5阿里信贷的风险控制PAGEREF_Toc381053935\h6HYPERLINK\l"_Toc381053936"2产品服务特色分析PAGEREF_Toc381053936\h6HYPERLINK\l"_Toc381053937"2.1时间短PAGEREF_Toc381053937\h6HYPERLINK\l"_Toc381053938"2.2无抵押、无质押PAGEREF_Toc381053938\h7HYPERLINK\l"_Toc381053939"2.3互联网信贷创新PAGEREF_Toc381053939\h7HYPERLINK\l"_Toc381053940"2.4年息20%以上PAGEREF_Toc381053940\h7HYPERLINK\l"_Toc381053941"2.5微贷模式创新PAGEREF_Toc381053941\h7HYPERLINK\l"_Toc381053942"3阿里信贷优劣势分析PAGEREF_Toc381053942\h8HYPERLINK\l"_Toc381053943"3.1优势PAGEREF_Toc381053943\h8HYPERLINK\l"_Toc381053944"3.1.2排他性的电商数据PAGEREF_Toc381053944\h8HYPERLINK\l"_Toc381053945"3.1.3信用网络客户PAGEREF_Toc381053945\h8HYPERLINK\l"_Toc381053946"3.1.4完整的风险控制PAGEREF_Toc381053946\h8HYPERLINK\l"_Toc381053947"4阿里信贷对银行产生的影响PAGEREF_Toc381053947\h9HYPERLINK\l"_Toc381053948"4.1针对的客户层面PAGEREF_Toc381053948\h9HYPERLINK\l"_Toc381053949"4.2供应链金融PAGEREF_Toc381053949\h9HYPERLINK\l"_Toc381053950"4.2.1阿里金融与供应链的比较优势PAGEREF_Toc381053950\h9HYPERLINK\l"_Toc381053951"4.2.2阿里金融无法对供应链金融造成大的影响PAGEREF_Toc381053951\h10HYPERLINK\l"_Toc381053952"4.2.3注册资本与贷款额度PAGEREF_Toc381053952\h10HYPERLINK\l"_Toc381053953"4.2.4对城市银行及中小银行的冲击PAGEREF_Toc381053953\h10HYPERLINK\l"_Toc381053954"5阿里金融对银行的借鉴PAGEREF_Toc381053954\h10