北京工业大学本科生毕业设计（论文）PAGE\*MERGEFORMATIIIPAGE\*MERGEFORMAT1摘要近年来随着城市化进程的推动，相邻城市间的交互作用日益凸显。在长江三角洲、珠江三角洲建立协同发展战略后，2016年2月，习总书记强调京津冀协同发展也成为重大国家战略。在区域协同发展过程中金融业发挥着重要的作用，金融资本及金融机构的集聚活动己经成为金融业发展的核心推动力。本文将从金融集聚的视角探究京津冀区域金融集聚发展现状及其发展趋势，分析其对经济增长的作用。首先利用金融相关指标对京津冀区域金融业发展现状进行量化分析，可以看到金融业的地位和作用日益提高，京津冀区域的资源分配呈现趋同的态势。接着运用区位熵和金融相关率分别测算京津冀区域金融集聚水平，探究近十年来金融集聚的变化趋势，以及经济发展趋势。然后利用统计学回归分析对京津冀区域城市金融集聚对经济的影响进行了探究。最后结合分析结果给出促进金融集聚的政策建议。关键词：金融集聚；京津冀区域；区位熵；金融相关率；回归分析AbstractInrecentyears,withtheprogressofurbanization,theinteractionbetweenadjacentcitieshasbecomeincreasinglyprominent.AfterestablishingacoordinateddevelopmentstrategyintheYangtzeRiverDeltaandthePearlRiverDelta,inFebruary2016,GeneralSecretaryXistressedthatcoordinateddevelopmentofBeijing-Tianjin-Hebeiregionhasalsobecomeamajornationalstrategy.Intheprocessofregionalcoordinateddevelopment,thefinancialindustryplaysanimportantrole.Theaccumulationoffinancialcapitalandfinancialinstitutionshasbecomethecoredrivingforceforthedevelopmentofthefinancialindustry.Fromtheperspectiveoffinancialagglomeration,thisarticleexploresthecurrentsituationanddevelopmenttrendofregionalfinancialagglomerationinBeijing-Tianjin-Hebeiregion.Firstly,theuseoffinancial-relatedindicatorstoquantitativelyanalyzethestatusofthedevelopmentofthefinancialindustryintheBeijing-Tianjin-Hebeiregioncanseethatthestatusandroleofthefinancialindustryhasbeenincreasing,andthedistributionofresourcesintheBeijing-Tianjin-Hebeiregionhasconverged.ThenweuseregionalentropyandfinancialcorrelationratetomeasurethefinancialagglomerationlevelofBeijing-Tianjin-Hebeiregion,andexplorethechangingtrendoffinancialagglomerationinthepasttenyears.Wecanseethedynamicprocessoffinancialagglomerationinthetimeandspace.Then,usingstatisticalregressionanalysis,theinfluencingfactorsofurbanfinancialagglomerationinBeijing-Tianjin-Hebeiregionwereexplored.Finally,combinedwiththeresultsoftheanalysis,areasonableforecastofthefuturefinancialagglomerationtrendoftheBeijing-Tianjin-Hebeiregionwillbemade,andthepo